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	<title>Comments on: Why Singaporeans are more pessimistic than their poorer Asian neighbours</title>
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	<link>http://theonlinecitizen.com/2007/11/why-singaporeans-are-more-pessimistic-than-their-poorer-asian-neighbours/</link>
	<description>a community of Singaporeans</description>
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		<title>By: Wang</title>
		<link>http://theonlinecitizen.com/2007/11/why-singaporeans-are-more-pessimistic-than-their-poorer-asian-neighbours/comment-page-1/#comment-3663</link>
		<dc:creator>Wang</dc:creator>
		<pubDate>Wed, 21 Nov 2007 10:03:11 +0000</pubDate>
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		<description>LSH/YTJ

Instead of just looking at the gross returns, could you at the least highlight the CPI rate or inflation rates during the relevant periods vis a vis Singapore/Malaysia.

As well as the relevant exchange rates to US$ to see the PPP.

Regards
Wang</description>
		<content:encoded><![CDATA[<p>LSH/YTJ</p>
<p>Instead of just looking at the gross returns, could you at the least highlight the CPI rate or inflation rates during the relevant periods vis a vis Singapore/Malaysia.</p>
<p>As well as the relevant exchange rates to US$ to see the PPP.</p>
<p>Regards<br />
Wang</p>
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		<title>By: Why?</title>
		<link>http://theonlinecitizen.com/2007/11/why-singaporeans-are-more-pessimistic-than-their-poorer-asian-neighbours/comment-page-1/#comment-3664</link>
		<dc:creator>Why?</dc:creator>
		<pubDate>Tue, 20 Nov 2007 07:08:40 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/2007/11/19/why-singaporeans-are-more-pessimistic-than-their-poorer-asian-neighbours/#comment-3664</guid>
		<description>OT: If you look carefully at your old and new currency bills and coins, you&#039;ll notice that the state crest has been changed. Questions to ask: When was it changed? Why was it changed? Why was there no national referendum? If I&#039;m not wrong, the five starts stand for equality, etc. These have now been pushed down.</description>
		<content:encoded><![CDATA[<p>OT: If you look carefully at your old and new currency bills and coins, you&#8217;ll notice that the state crest has been changed. Questions to ask: When was it changed? Why was it changed? Why was there no national referendum? If I&#8217;m not wrong, the five starts stand for equality, etc. These have now been pushed down.</p>
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		<title>By: Ace</title>
		<link>http://theonlinecitizen.com/2007/11/why-singaporeans-are-more-pessimistic-than-their-poorer-asian-neighbours/comment-page-1/#comment-3659</link>
		<dc:creator>Ace</dc:creator>
		<pubDate>Tue, 20 Nov 2007 02:46:55 +0000</pubDate>
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		<description>Vote PAP.....More good years.....Vote PAP....More good years......Vote PAP...More good years....

It is time for the 66.6% to ******* wake up......

&lt;strong&gt;*Comments edited by TOC moderator.&lt;/strong&gt;</description>
		<content:encoded><![CDATA[<p>Vote PAP&#8230;..More good years&#8230;..Vote PAP&#8230;.More good years&#8230;&#8230;Vote PAP&#8230;More good years&#8230;.</p>
<p>It is time for the 66.6% to ******* wake up&#8230;&#8230;</p>
<p><strong>*Comments edited by TOC moderator.</strong></p>
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		<title>By: Barry Lee</title>
		<link>http://theonlinecitizen.com/2007/11/why-singaporeans-are-more-pessimistic-than-their-poorer-asian-neighbours/comment-page-1/#comment-3660</link>
		<dc:creator>Barry Lee</dc:creator>
		<pubDate>Tue, 20 Nov 2007 00:58:50 +0000</pubDate>
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		<description>How many of us actually believed that inflation was in the 1 - 2 pct for the longest time ? The CPI has been used to justify paying low interest rates.</description>
		<content:encoded><![CDATA[<p>How many of us actually believed that inflation was in the 1 &#8211; 2 pct for the longest time ? The CPI has been used to justify paying low interest rates.</p>
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		<title>By: Gerald</title>
		<link>http://theonlinecitizen.com/2007/11/why-singaporeans-are-more-pessimistic-than-their-poorer-asian-neighbours/comment-page-1/#comment-3661</link>
		<dc:creator>Gerald</dc:creator>
		<pubDate>Mon, 19 Nov 2007 16:28:17 +0000</pubDate>
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		<description>&quot;I believe there is a fourth way: enhance their returns.&quot;

You hit the nail on the head. Now, how can the govt enhance our returns on CPF monies? I think this deserves more looking into.

How about setting up an investment fund under CPFIS, managed by GIC or Temasek, and give CPF members an option to put some of their money in there to get higher returns (and take more risk of course)? I think this will be so attractive to Singaporeans, some might even make voluntary contributions to their CPF just so they can invest in this fund.</description>
		<content:encoded><![CDATA[<p>&#8220;I believe there is a fourth way: enhance their returns.&#8221;</p>
<p>You hit the nail on the head. Now, how can the govt enhance our returns on CPF monies? I think this deserves more looking into.</p>
<p>How about setting up an investment fund under CPFIS, managed by GIC or Temasek, and give CPF members an option to put some of their money in there to get higher returns (and take more risk of course)? I think this will be so attractive to Singaporeans, some might even make voluntary contributions to their CPF just so they can invest in this fund.</p>
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		<title>By: Alan Wong</title>
		<link>http://theonlinecitizen.com/2007/11/why-singaporeans-are-more-pessimistic-than-their-poorer-asian-neighbours/comment-page-1/#comment-3662</link>
		<dc:creator>Alan Wong</dc:creator>
		<pubDate>Mon, 19 Nov 2007 12:00:21 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/2007/11/19/why-singaporeans-are-more-pessimistic-than-their-poorer-asian-neighbours/#comment-3662</guid>
		<description>If the returns had actually been much higher than the rate that CPF pays its members,  then the CPF Board (which means the Gahmen) has indeed been taking us Singaporeans for a ride.

I had all along suspect that the Malaysian EPF Board could not have done better than their our Singaporean CPF Board.

I just wonder whether the Gahmen can be persecuted for fraud.</description>
		<content:encoded><![CDATA[<p>If the returns had actually been much higher than the rate that CPF pays its members,  then the CPF Board (which means the Gahmen) has indeed been taking us Singaporeans for a ride.</p>
<p>I had all along suspect that the Malaysian EPF Board could not have done better than their our Singaporean CPF Board.</p>
<p>I just wonder whether the Gahmen can be persecuted for fraud.</p>
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