
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Rejected for publication &#8211; letter to the Straits Times forum page</title>
	<atom:link href="http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/feed/" rel="self" type="application/rss+xml" />
	<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/</link>
	<description>a community of Singaporeans</description>
	<lastBuildDate>Sun, 21 Mar 2010 23:02:03 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: smallvice585</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35318</link>
		<dc:creator>smallvice585</dc:creator>
		<pubDate>Sun, 23 Nov 2008 16:20:47 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35318</guid>
		<description>Is it possible for the published letters would have its own front page?</description>
		<content:encoded><![CDATA[<p>Is it possible for the published letters would have its own front page?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: theonlinecitizen</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35274</link>
		<dc:creator>theonlinecitizen</dc:creator>
		<pubDate>Sun, 23 Nov 2008 13:21:13 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35274</guid>
		<description>Hi guys,

We&#039;d be glad to publish a consolidated list of letters rejected by the Straits Times or TODAY. Of course, if the number of such letters become too many, we too will have to be selective of which ones we publish.

&lt;b&gt;For a start, we&#039;ll publish such letters every Monday.&lt;/b&gt;

So, please help us spread the word and let all your friends know that we can publish their letters (original or rejected ones).

Thanks for the suggestion!

Andrew Loh</description>
		<content:encoded><![CDATA[<p>Hi guys,</p>
<p>We&#8217;d be glad to publish a consolidated list of letters rejected by the Straits Times or TODAY. Of course, if the number of such letters become too many, we too will have to be selective of which ones we publish.</p>
<p><b>For a start, we&#8217;ll publish such letters every Monday.</b></p>
<p>So, please help us spread the word and let all your friends know that we can publish their letters (original or rejected ones).</p>
<p>Thanks for the suggestion!</p>
<p>Andrew Loh</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Gilbert Goh</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35270</link>
		<dc:creator>Gilbert Goh</dc:creator>
		<pubDate>Sun, 23 Nov 2008 12:41:48 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35270</guid>
		<description>Soojenn

Frankly I wont know why they rejected some but published others. I guess they have their selection criterion. Sometimes they editted alot but often, at least for my case, they did not really remove out alot of the points that I raised.

For your info, my first letter was published about 6-7 years ago after  three months of fruitless writing. I must have written at least 20 times before they decided to publish one letter! After that, I managed to get more letters published but I wrote alot so they may have cast compassion on me I guess to publish my letters at least once a month!

For a start, it may be good to write topics that interest the public. However, as interesting hot topics are also picked up by other writers so I guess you may have to compete. It may be good also not to write too long as ST forum pages sometimes can only fit not more than 5 letters a day. ST online Forum is an easier place to start with and I have a lot of letters slotted there. Of course, compared to the print section where everybody can read, ST online forum does sound secondary compared to the forum print page section.

If you write just to complaint against the govt, it may also be a bit difficult for the paper to pick it up unless it is really very well written. It may be good to self moderate a little and still manage to get your valid points  across. That probably may be the key to getting your letter published but I am merely speculating here. 

For starter, do try out the free My Paper &quot;I Say&quot; column. They are very supportive of letter writers and generally will print what you have sent to them. I must have at least 20 letters published there.

I still feel the law of average will take care of things here. If you write alot and reasonably well, I don&#039;t see how you can be ignored for too many times. So never give up! Your next try may be your  first letter that they will publish!

Hope this help.</description>
		<content:encoded><![CDATA[<p>Soojenn</p>
<p>Frankly I wont know why they rejected some but published others. I guess they have their selection criterion. Sometimes they editted alot but often, at least for my case, they did not really remove out alot of the points that I raised.</p>
<p>For your info, my first letter was published about 6-7 years ago after  three months of fruitless writing. I must have written at least 20 times before they decided to publish one letter! After that, I managed to get more letters published but I wrote alot so they may have cast compassion on me I guess to publish my letters at least once a month!</p>
<p>For a start, it may be good to write topics that interest the public. However, as interesting hot topics are also picked up by other writers so I guess you may have to compete. It may be good also not to write too long as ST forum pages sometimes can only fit not more than 5 letters a day. ST online Forum is an easier place to start with and I have a lot of letters slotted there. Of course, compared to the print section where everybody can read, ST online forum does sound secondary compared to the forum print page section.</p>
<p>If you write just to complaint against the govt, it may also be a bit difficult for the paper to pick it up unless it is really very well written. It may be good to self moderate a little and still manage to get your valid points  across. That probably may be the key to getting your letter published but I am merely speculating here. </p>
<p>For starter, do try out the free My Paper &#8220;I Say&#8221; column. They are very supportive of letter writers and generally will print what you have sent to them. I must have at least 20 letters published there.</p>
<p>I still feel the law of average will take care of things here. If you write alot and reasonably well, I don&#8217;t see how you can be ignored for too many times. So never give up! Your next try may be your  first letter that they will publish!</p>
<p>Hope this help.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: soojenn</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35265</link>
		<dc:creator>soojenn</dc:creator>
		<pubDate>Sun, 23 Nov 2008 11:53:31 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35265</guid>
		<description>Yes, yes, yes.... TOC should print all the letters in full, letter that the ST does not print. I write regularly and have submitted to the ST before. The law of averages doesn&#039;t work. Have you anlaysed (Gilbert Goh) what the ST prints and what it doesn&#039;t. Also, for the letters printed, what has been censored or re-written?  I have since stopped writing to ST as I do not wish to have my writings distorted and misrepresented in print.

Tan Kin Lian - you should just disregard statements made that has no basis, and not waste you time attending to such letters especially if such people cannot differentiate the difference between an Income policy and these structured products, and the core of the issue in the minibond saga which is mis-representation. I believe you are already busy following up on the minibond issues for the unfortunate investors.

Cowboy - the ST calls to check your identity but it does not gaurantee that they will print you letters. No courtesy call afterwards even if they do not print your letter.  They have no obligation to print your letter and can throw it into the trash can on the basis that they have too many letters to print and yours is not selected. However if you write propoganda for the government you can be quite sure you will get it printed.</description>
		<content:encoded><![CDATA[<p>Yes, yes, yes&#8230;. TOC should print all the letters in full, letter that the ST does not print. I write regularly and have submitted to the ST before. The law of averages doesn&#8217;t work. Have you anlaysed (Gilbert Goh) what the ST prints and what it doesn&#8217;t. Also, for the letters printed, what has been censored or re-written?  I have since stopped writing to ST as I do not wish to have my writings distorted and misrepresented in print.</p>
<p>Tan Kin Lian &#8211; you should just disregard statements made that has no basis, and not waste you time attending to such letters especially if such people cannot differentiate the difference between an Income policy and these structured products, and the core of the issue in the minibond saga which is mis-representation. I believe you are already busy following up on the minibond issues for the unfortunate investors.</p>
<p>Cowboy &#8211; the ST calls to check your identity but it does not gaurantee that they will print you letters. No courtesy call afterwards even if they do not print your letter.  They have no obligation to print your letter and can throw it into the trash can on the basis that they have too many letters to print and yours is not selected. However if you write propoganda for the government you can be quite sure you will get it printed.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Daniel</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35229</link>
		<dc:creator>Daniel</dc:creator>
		<pubDate>Sun, 23 Nov 2008 05:41:22 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35229</guid>
		<description>&quot;It’s up to TOC to take up the idea though logistically it will be overwhelming I guess.&quot;

It highly likely since ST says it collecting 70 letters daily, and perhaps many  may be repetitious, or  can only select those few to make their masters happy. Nonetheless, TOC can  consolidate those letters into a single post or download zipfile by week , rather than do it daily because that  will be awful lot of work. Most letters are very well-written and well-summarised. Those letters might turn up to be a good source of information and discussion, as TOC can leverage on the reader who read the letters,

If TOC do this well, those who post to ST Forum will soon see it as viable alternative to MSM and help spread the word. Infinite storage versus limited Paper space, and that is where TOC can compete against MSM.</description>
		<content:encoded><![CDATA[<p>&#8220;It’s up to TOC to take up the idea though logistically it will be overwhelming I guess.&#8221;</p>
<p>It highly likely since ST says it collecting 70 letters daily, and perhaps many  may be repetitious, or  can only select those few to make their masters happy. Nonetheless, TOC can  consolidate those letters into a single post or download zipfile by week , rather than do it daily because that  will be awful lot of work. Most letters are very well-written and well-summarised. Those letters might turn up to be a good source of information and discussion, as TOC can leverage on the reader who read the letters,</p>
<p>If TOC do this well, those who post to ST Forum will soon see it as viable alternative to MSM and help spread the word. Infinite storage versus limited Paper space, and that is where TOC can compete against MSM.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Gilbert Goh</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35224</link>
		<dc:creator>Gilbert Goh</dc:creator>
		<pubDate>Sun, 23 Nov 2008 05:17:55 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35224</guid>
		<description>34) Daniel:

Thats seems like a good suggestion.

It&#039;s up to TOC to take up the idea though logistically it will be overwhelming I guess.</description>
		<content:encoded><![CDATA[<p>34) Daniel:</p>
<p>Thats seems like a good suggestion.</p>
<p>It&#8217;s up to TOC to take up the idea though logistically it will be overwhelming I guess.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Daniel</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35222</link>
		<dc:creator>Daniel</dc:creator>
		<pubDate>Sun, 23 Nov 2008 04:53:03 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35222</guid>
		<description>I wonder if TOC can setup a section to collect and archive the letters that sent to STForum but never get publish or been alter beyond its actual meaning by MSM editor. 
There are many complains about the inethical act of MSM that modify and leave out certain critical sentences that define the tones of the letter.

You will be surprised that majority of citizen think that Singaporean is stupid, apathetic and ridiculous when the STForum tends to show complaint of Singaporean over mundane thing. Little did these majority realize that ST intentionally and selectively choose those letters that will not anger their pay political master.

Most meaningful letters go into waste because these letters sent to ST Forum get downplay or never get publish, perhaps the letter will be much appreciated here in TOC instead.</description>
		<content:encoded><![CDATA[<p>I wonder if TOC can setup a section to collect and archive the letters that sent to STForum but never get publish or been alter beyond its actual meaning by MSM editor.<br />
There are many complains about the inethical act of MSM that modify and leave out certain critical sentences that define the tones of the letter.</p>
<p>You will be surprised that majority of citizen think that Singaporean is stupid, apathetic and ridiculous when the STForum tends to show complaint of Singaporean over mundane thing. Little did these majority realize that ST intentionally and selectively choose those letters that will not anger their pay political master.</p>
<p>Most meaningful letters go into waste because these letters sent to ST Forum get downplay or never get publish, perhaps the letter will be much appreciated here in TOC instead.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Gilbert Goh</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35219</link>
		<dc:creator>Gilbert Goh</dc:creator>
		<pubDate>Sun, 23 Nov 2008 04:35:54 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35219</guid>
		<description>For those who write to ST forum expecting their letters to be published after one or two tries seems abit tough.

I wrote to ST forum at least thrice a week and so far on an average I got  a letter published in print edition per month. This is the average I think most writers will get unless they are daily writers. Many of course went to the online forum section. Many more were discarded.

I believe that ST forum receive hundreds of letters each day and frankly they need to be selective on what they could publish. 

If you want your letters to be published I guess the key is to write more and the law of average will take care of itself.</description>
		<content:encoded><![CDATA[<p>For those who write to ST forum expecting their letters to be published after one or two tries seems abit tough.</p>
<p>I wrote to ST forum at least thrice a week and so far on an average I got  a letter published in print edition per month. This is the average I think most writers will get unless they are daily writers. Many of course went to the online forum section. Many more were discarded.</p>
<p>I believe that ST forum receive hundreds of letters each day and frankly they need to be selective on what they could publish. </p>
<p>If you want your letters to be published I guess the key is to write more and the law of average will take care of itself.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Tan Kin Lian</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35213</link>
		<dc:creator>Tan Kin Lian</dc:creator>
		<pubDate>Sun, 23 Nov 2008 03:40:10 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35213</guid>
		<description>I do not wish to reply to panter92, as he is making unfair statements just for the sake of argument or to attack my character.

I thank Oscar Choy and smallvice585 for presenting the situation quite fairly.</description>
		<content:encoded><![CDATA[<p>I do not wish to reply to panter92, as he is making unfair statements just for the sake of argument or to attack my character.</p>
<p>I thank Oscar Choy and smallvice585 for presenting the situation quite fairly.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: smallvice585</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35195</link>
		<dc:creator>smallvice585</dc:creator>
		<pubDate>Sun, 23 Nov 2008 01:56:29 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35195</guid>
		<description>Panter92 (#29),

Before you continue to make sweeping statements, I stress you should go and do your own independent research instead of qouting on Elfred from YPAP. This is equivalent to depend on Straits Times on domestic political development in Singapore.

Your entire argument in #29 is completely self-defeated by your first sentence: &lt;i&gt;Both the income policy and these investment products are the same.&lt;/i&gt; This is because Income policy and investment products are &lt;b&gt;not&lt;/b&gt; the same. 

The former is capital-guaranteed and returns is still dependent on market condition. The latter is capital-protected and returns is also dependent on market condition. When market condition is bad, the return on both products is inherently slashed.

The issue with the recent saga of failed structured products is mis-representation. Whether the structured products were bought in good times or bad times  is actually immaterial to the case of mis-representation because they are not related.</description>
		<content:encoded><![CDATA[<p>Panter92 (#29),</p>
<p>Before you continue to make sweeping statements, I stress you should go and do your own independent research instead of qouting on Elfred from YPAP. This is equivalent to depend on Straits Times on domestic political development in Singapore.</p>
<p>Your entire argument in #29 is completely self-defeated by your first sentence: <i>Both the income policy and these investment products are the same.</i> This is because Income policy and investment products are <b>not</b> the same. </p>
<p>The former is capital-guaranteed and returns is still dependent on market condition. The latter is capital-protected and returns is also dependent on market condition. When market condition is bad, the return on both products is inherently slashed.</p>
<p>The issue with the recent saga of failed structured products is mis-representation. Whether the structured products were bought in good times or bad times  is actually immaterial to the case of mis-representation because they are not related.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Oscar Choy</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35188</link>
		<dc:creator>Oscar Choy</dc:creator>
		<pubDate>Sun, 23 Nov 2008 01:06:57 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35188</guid>
		<description>#29 panter92.
Your statements are flaws. You have made unwittingly sweeping statements ie. use brush stroke and kills all in in bloody GO.
Are NTUC Income agents that bloody BAD? All of them seem to be mis-selling - Or to YOU only or you are a former agent of Income and has an axe ready to swing? Why?
As far as I know as an Insurance professional (no Income agent or worker), TKL runs Income fairly. When times are bad, the Company try to be the last in Singapore to cut bonuses AND when good times return, restore bonuses and these are placed in the GUARANTEED portion of the policies to earn more future bonuses unlike some others that mask up in terminal bonuses etc. which are non-guaranteed

Please panter92, do not just sweep the dust under your &quot;bundak&quot; only? Do not just laugh off lightly? Be an adult. Wake UP.</description>
		<content:encoded><![CDATA[<p>#29 panter92.<br />
Your statements are flaws. You have made unwittingly sweeping statements ie. use brush stroke and kills all in in bloody GO.<br />
Are NTUC Income agents that bloody BAD? All of them seem to be mis-selling &#8211; Or to YOU only or you are a former agent of Income and has an axe ready to swing? Why?<br />
As far as I know as an Insurance professional (no Income agent or worker), TKL runs Income fairly. When times are bad, the Company try to be the last in Singapore to cut bonuses AND when good times return, restore bonuses and these are placed in the GUARANTEED portion of the policies to earn more future bonuses unlike some others that mask up in terminal bonuses etc. which are non-guaranteed</p>
<p>Please panter92, do not just sweep the dust under your &#8220;bundak&#8221; only? Do not just laugh off lightly? Be an adult. Wake UP.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: panter92</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35131</link>
		<dc:creator>panter92</dc:creator>
		<pubDate>Sat, 22 Nov 2008 15:04:50 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35131</guid>
		<description>Mr Tan Kin Lian,

Both the income policy and these investment products are the same. Please compare them before you go about contradicting yourself.

Your income policy was sold much earlier, before the Asian financial crisis or the dotcom bubble. You also claimed it was safe am I not right? At least, your sales agents did. So why were the returns slashed then? Everything was in black and white wasn&#039;t it?

As for these current failed structured products, aren&#039;t they almost exactly the same? They were bought when times are good. 

So since you&#039;re at Hong Lim Park protesting about the failed products with alleged mis-sellings, what about your agents? Can we protest against you?

*laughs*

Btw, this argument isn&#039;t mine. It&#039;s from an Elfred in YPAP. I won&#039;t take credit for his work, but I think in his life so far, he did do or write something worthwhile.. at last.

haha...</description>
		<content:encoded><![CDATA[<p>Mr Tan Kin Lian,</p>
<p>Both the income policy and these investment products are the same. Please compare them before you go about contradicting yourself.</p>
<p>Your income policy was sold much earlier, before the Asian financial crisis or the dotcom bubble. You also claimed it was safe am I not right? At least, your sales agents did. So why were the returns slashed then? Everything was in black and white wasn&#8217;t it?</p>
<p>As for these current failed structured products, aren&#8217;t they almost exactly the same? They were bought when times are good. </p>
<p>So since you&#8217;re at Hong Lim Park protesting about the failed products with alleged mis-sellings, what about your agents? Can we protest against you?</p>
<p>*laughs*</p>
<p>Btw, this argument isn&#8217;t mine. It&#8217;s from an Elfred in YPAP. I won&#8217;t take credit for his work, but I think in his life so far, he did do or write something worthwhile.. at last.</p>
<p>haha&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: keygiermefare</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35129</link>
		<dc:creator>keygiermefare</dc:creator>
		<pubDate>Sat, 22 Nov 2008 14:52:21 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35129</guid>
		<description>Hi,

I need full kit of solar energy complect for my home, Where I can look at thechnical specifications and examples? We search on internet and not find this. :( Please if you have some instruction please post.</description>
		<content:encoded><![CDATA[<p>Hi,</p>
<p>I need full kit of solar energy complect for my home, Where I can look at thechnical specifications and examples? We search on internet and not find this. :( Please if you have some instruction please post.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Tan Kin Lian</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35116</link>
		<dc:creator>Tan Kin Lian</dc:creator>
		<pubDate>Sat, 22 Nov 2008 13:21:42 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35116</guid>
		<description>I refer to Panter92 postings (#20 and #23).

The bonus rates of Inome was reduced during the Asian financial crisis in 1998 and the dotcom crisis in 2003. They were nencessary due to reflect the drop in asset values.

In subsequent years the bonus were partially restored in 2004 to 2006. In fact the excellent investment yield in 2007 justify a further restoration of the bonuses, but this was not carried out by the new management. Instead, they restructured the bonus and reduced the guaranteed portion. This was the source of my protest.

I believe that it is the duty of any life insruance company, not just a cooperative like NTUC Income,  to give a fair return to its policyholders for their many years of savings. They should treat their policyholders fairly.

I normally do not reply to statements that are intended to mislead. In this case, I wish to give a reply to put the record straight.</description>
		<content:encoded><![CDATA[<p>I refer to Panter92 postings (#20 and #23).</p>
<p>The bonus rates of Inome was reduced during the Asian financial crisis in 1998 and the dotcom crisis in 2003. They were nencessary due to reflect the drop in asset values.</p>
<p>In subsequent years the bonus were partially restored in 2004 to 2006. In fact the excellent investment yield in 2007 justify a further restoration of the bonuses, but this was not carried out by the new management. Instead, they restructured the bonus and reduced the guaranteed portion. This was the source of my protest.</p>
<p>I believe that it is the duty of any life insruance company, not just a cooperative like NTUC Income,  to give a fair return to its policyholders for their many years of savings. They should treat their policyholders fairly.</p>
<p>I normally do not reply to statements that are intended to mislead. In this case, I wish to give a reply to put the record straight.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Gi</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-35109</link>
		<dc:creator>Gi</dc:creator>
		<pubDate>Sat, 22 Nov 2008 12:56:00 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-35109</guid>
		<description>I know TKL has done many good things recently.  But even he started to speak up and risk antagonising the government only after he has left NTUC Income, a GLC.  I would imagine few people would want to risk their livelihood by antagonising the government because the government is omnipresent.</description>
		<content:encoded><![CDATA[<p>I know TKL has done many good things recently.  But even he started to speak up and risk antagonising the government only after he has left NTUC Income, a GLC.  I would imagine few people would want to risk their livelihood by antagonising the government because the government is omnipresent.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: cowboy</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-34947</link>
		<dc:creator>cowboy</dc:creator>
		<pubDate>Sat, 22 Nov 2008 01:19:09 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-34947</guid>
		<description>hey guys, how do you know if a letter to straits times is rejected? would they tell you by email or something?

i sent in a letter on wednesday but all i got was a call to confirm that i&#039;m a real person. no other news so far.</description>
		<content:encoded><![CDATA[<p>hey guys, how do you know if a letter to straits times is rejected? would they tell you by email or something?</p>
<p>i sent in a letter on wednesday but all i got was a call to confirm that i&#8217;m a real person. no other news so far.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: smallvice585</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-34866</link>
		<dc:creator>smallvice585</dc:creator>
		<pubDate>Fri, 21 Nov 2008 15:21:09 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-34866</guid>
		<description>&lt;i&gt;Tan KL did slash the returns rate for income policies during his tenure as NTUC Income’s CEO. There’s no denying that.&lt;/i&gt; - panter92 (#20)

He is the CEO of a Co-Op. How to give higher returns if the investment pools are not functioning well?</description>
		<content:encoded><![CDATA[<p><i>Tan KL did slash the returns rate for income policies during his tenure as NTUC Income’s CEO. There’s no denying that.</i> &#8211; panter92 (#20)</p>
<p>He is the CEO of a Co-Op. How to give higher returns if the investment pools are not functioning well?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: panter92</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-34860</link>
		<dc:creator>panter92</dc:creator>
		<pubDate>Fri, 21 Nov 2008 15:04:24 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-34860</guid>
		<description>Middle Voter,

You represent one of the many Singaporeans with a very forgetful memory. Have you forgotten how Tan KL slashed the return rates for Income policies that many workers applied for? He was CEO at that time and he agreed to it.

Now, after his ouster, he complained here and there. But how many people who remember past history would trust him? Unfortunately, many Singaporeans forget easily and will turn to anyone when they&#039;re in trouble. Even if that someone may make matters worse. And I&#039;m not talking about the mis-selling issue.

~sigh~</description>
		<content:encoded><![CDATA[<p>Middle Voter,</p>
<p>You represent one of the many Singaporeans with a very forgetful memory. Have you forgotten how Tan KL slashed the return rates for Income policies that many workers applied for? He was CEO at that time and he agreed to it.</p>
<p>Now, after his ouster, he complained here and there. But how many people who remember past history would trust him? Unfortunately, many Singaporeans forget easily and will turn to anyone when they&#8217;re in trouble. Even if that someone may make matters worse. And I&#8217;m not talking about the mis-selling issue.</p>
<p>~sigh~</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Middle Voter</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-34854</link>
		<dc:creator>Middle Voter</dc:creator>
		<pubDate>Fri, 21 Nov 2008 14:55:55 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-34854</guid>
		<description>panter92, if you have access to Chua, 
please ask him to read this blog for the numerous questions posed to him by readers, specifically, does he have solid evidence to prove for his allegations ?

If not, can you ask him why he said what he said? Also, why TOC reader forum letter not published when his was ?</description>
		<content:encoded><![CDATA[<p>panter92, if you have access to Chua,<br />
please ask him to read this blog for the numerous questions posed to him by readers, specifically, does he have solid evidence to prove for his allegations ?</p>
<p>If not, can you ask him why he said what he said? Also, why TOC reader forum letter not published when his was ?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Middle Voter</title>
		<link>http://theonlinecitizen.com/2008/11/rejected-for-publication-letter-to-the-straits-times-forum-page/comment-page-1/#comment-34852</link>
		<dc:creator>Middle Voter</dc:creator>
		<pubDate>Fri, 21 Nov 2008 14:52:12 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3238#comment-34852</guid>
		<description>16) hitachi08 on November 21st, 2008 12.47 pm 

While I partially agree with you and like what you say,
the fact is many still Pay And Pay for printed news daily.

Reading something day after day has a few effects on the person. eg. they cannot feel normal without it for 1 day. The others I am not at liberty to say.
But you can guess.</description>
		<content:encoded><![CDATA[<p>16) hitachi08 on November 21st, 2008 12.47 pm </p>
<p>While I partially agree with you and like what you say,<br />
the fact is many still Pay And Pay for printed news daily.</p>
<p>Reading something day after day has a few effects on the person. eg. they cannot feel normal without it for 1 day. The others I am not at liberty to say.<br />
But you can guess.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
