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	<title>Comments on: Is it wise to save $36,000 this way?</title>
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	<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/</link>
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		<title>By: MMSMPMMC</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-2/#comment-54272</link>
		<dc:creator>MMSMPMMC</dc:creator>
		<pubDate>Fri, 27 Feb 2009 03:41:55 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-54272</guid>
		<description>Right pocket out and left pocket in. LUP is a partial subsidized UP project with residents chipping in to pay some of the cost. Why is it that the LUP has to resort to cost cutting and who is enjoying the saving?

Cost cost here on such project and bring the saving to where? To cover the holes already made in our reserves? This really make one wonders....</description>
		<content:encoded><![CDATA[<p>Right pocket out and left pocket in. LUP is a partial subsidized UP project with residents chipping in to pay some of the cost. Why is it that the LUP has to resort to cost cutting and who is enjoying the saving?</p>
<p>Cost cost here on such project and bring the saving to where? To cover the holes already made in our reserves? This really make one wonders&#8230;.</p>
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		<title>By: Anil Balchandani</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-2/#comment-54070</link>
		<dc:creator>Anil Balchandani</dc:creator>
		<pubDate>Thu, 26 Feb 2009 02:55:25 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-54070</guid>
		<description>great write up and explanation. thanks</description>
		<content:encoded><![CDATA[<p>great write up and explanation. thanks</p>
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		<title>By: papsamleong</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-2/#comment-53972</link>
		<dc:creator>papsamleong</dc:creator>
		<pubDate>Wed, 25 Feb 2009 07:45:58 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53972</guid>
		<description>It&#039;ll take 10 - 15 years before we see the effects of faling apart steel structured lifts. Will Mah Boh Tan be still alive 10 - 15 years from now to answer for it? He&#039;s 61 now. Probably not.</description>
		<content:encoded><![CDATA[<p>It&#8217;ll take 10 &#8211; 15 years before we see the effects of faling apart steel structured lifts. Will Mah Boh Tan be still alive 10 &#8211; 15 years from now to answer for it? He&#8217;s 61 now. Probably not.</p>
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		<title>By: neversaydie</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-2/#comment-53709</link>
		<dc:creator>neversaydie</dc:creator>
		<pubDate>Mon, 23 Feb 2009 16:55:38 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53709</guid>
		<description>even if the lift fail while the MPs were on visit and they got stuck inside, I bet with you that they won&#039;t do anything about it.

These are actors, and they don&#039;t serve the people.</description>
		<content:encoded><![CDATA[<p>even if the lift fail while the MPs were on visit and they got stuck inside, I bet with you that they won&#8217;t do anything about it.</p>
<p>These are actors, and they don&#8217;t serve the people.</p>
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		<title>By: Singaporean</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-53707</link>
		<dc:creator>Singaporean</dc:creator>
		<pubDate>Mon, 23 Feb 2009 16:42:11 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53707</guid>
		<description>Maybe Mah has a brainwave and knows that he will not be around to answer for this when the lifts run down in time.</description>
		<content:encoded><![CDATA[<p>Maybe Mah has a brainwave and knows that he will not be around to answer for this when the lifts run down in time.</p>
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		<title>By: sarek_home</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-53629</link>
		<dc:creator>sarek_home</dc:creator>
		<pubDate>Mon, 23 Feb 2009 06:46:28 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53629</guid>
		<description>&lt;b&gt;48) mrbiao on February 23rd, 2009 12.47 pm
Perhaps HDB is already seriously studying the proposal about building “low-cost” HDB estates with no playgrounds and covered walkways.&lt;/b&gt;

Later, the MP can &quot;fight&quot; for these upgrading and &quot;win&quot; residents appreciation.</description>
		<content:encoded><![CDATA[<p><b>48) mrbiao on February 23rd, 2009 12.47 pm<br />
Perhaps HDB is already seriously studying the proposal about building “low-cost” HDB estates with no playgrounds and covered walkways.</b></p>
<p>Later, the MP can &#8220;fight&#8221; for these upgrading and &#8220;win&#8221; residents appreciation.</p>
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		<title>By: mrbiao</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-53602</link>
		<dc:creator>mrbiao</dc:creator>
		<pubDate>Mon, 23 Feb 2009 04:47:57 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53602</guid>
		<description>Perhaps LUP stands for &quot;Low-cost-low-quality Upgrading Program&quot;.

Perhaps HDB is already seriously studying the proposal about building &quot;low-cost&quot; HDB estates with no playgrounds and covered walkways.</description>
		<content:encoded><![CDATA[<p>Perhaps LUP stands for &#8220;Low-cost-low-quality Upgrading Program&#8221;.</p>
<p>Perhaps HDB is already seriously studying the proposal about building &#8220;low-cost&#8221; HDB estates with no playgrounds and covered walkways.</p>
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		<title>By: sarek_home</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-53600</link>
		<dc:creator>sarek_home</dc:creator>
		<pubDate>Mon, 23 Feb 2009 04:30:39 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53600</guid>
		<description>&lt;b&gt;46) SBC32 on February 22nd, 2009 11.08 pm

My block also recently upgraded with the steel shalft…. Now They cut cost further forego the insulation layer…..&lt;/b&gt;

You might have a construction with an inner metal panel design so you don&#039;t see the insulation.   If they forgo the insulation layer, the whole lift shaft will be a metal oven under the sun, like cars sitting in open space parking lot for hours under hot sun.</description>
		<content:encoded><![CDATA[<p><b>46) SBC32 on February 22nd, 2009 11.08 pm</p>
<p>My block also recently upgraded with the steel shalft…. Now They cut cost further forego the insulation layer…..</b></p>
<p>You might have a construction with an inner metal panel design so you don&#8217;t see the insulation.   If they forgo the insulation layer, the whole lift shaft will be a metal oven under the sun, like cars sitting in open space parking lot for hours under hot sun.</p>
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		<title>By: SBC32</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-53521</link>
		<dc:creator>SBC32</dc:creator>
		<pubDate>Sun, 22 Feb 2009 15:08:47 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53521</guid>
		<description>My block also recently upgraded with the steel shalft.... Now They cut cost further forego the insulation layer.....

http://s5.tinypic.com/b7exyo.jpg</description>
		<content:encoded><![CDATA[<p>My block also recently upgraded with the steel shalft&#8230;. Now They cut cost further forego the insulation layer&#8230;..</p>
<p><a href="http://s5.tinypic.com/b7exyo.jpg" rel="nofollow">http://s5.tinypic.com/b7exyo.jpg</a></p>
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		<title>By: doctorwho</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-53503</link>
		<dc:creator>doctorwho</dc:creator>
		<pubDate>Sun, 22 Feb 2009 14:12:22 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53503</guid>
		<description>when the elections walk around come, see if the MPs take the new lifts lol</description>
		<content:encoded><![CDATA[<p>when the elections walk around come, see if the MPs take the new lifts lol</p>
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		<title>By: The Singapore Daily &#187; Blog Archive &#187; Weekly Roundup: Week 08</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-53251</link>
		<dc:creator>The Singapore Daily &#187; Blog Archive &#187; Weekly Roundup: Week 08</dc:creator>
		<pubDate>Sat, 21 Feb 2009 03:24:08 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53251</guid>
		<description>[...] Housing - Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor - A Lesser Mortal: HDB Lease Buyback Scheme [Thanks Newcomer] - TOC: Is it wise to save $36,000 this way? [...]</description>
		<content:encoded><![CDATA[<p>[...] Housing &#8211; Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor &#8211; A Lesser Mortal: HDB Lease Buyback Scheme [Thanks Newcomer] &#8211; TOC: Is it wise to save $36,000 this way? [...]</p>
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		<title>By: Ashraf</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-53214</link>
		<dc:creator>Ashraf</dc:creator>
		<pubDate>Fri, 20 Feb 2009 17:35:29 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-53214</guid>
		<description>They lost so much money in Temasek and GIC alr la. Need to save some money so can gamble again :D</description>
		<content:encoded><![CDATA[<p>They lost so much money in Temasek and GIC alr la. Need to save some money so can gamble again :D</p>
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		<title>By: cheekenwing</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-52844</link>
		<dc:creator>cheekenwing</dc:creator>
		<pubDate>Wed, 18 Feb 2009 18:02:02 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-52844</guid>
		<description>The decision is probably deliberate. Many HDB blocks under the lift upgrading programme are about 15-20 years old. If the useful life of the steel lift shaft is 20 years, the block would have been about 40 years old before the maintenance cost starts to creep up. In that instance, it would be cheaper to completely demolish and redevelop the block, since the rest of the building is likely to need an overhaul as well.

Certainly, like previous posts have mentioned, using steel means that the job can be done faster, and given the fairly high price of concrete, this method must have become a more attractive option primarily for the speed and ease at which it can be constructed. I&#039;ve been using a lot of steel in some projects because of these 2 reasons.

No point building a over-spec lift shaft that is serviceable for 100 years when the main HDB block would have rotted by then. It would be a waste of public funds that can be better spent on other supporting facilities (e.g. playgrounds, covered walkways etc).</description>
		<content:encoded><![CDATA[<p>The decision is probably deliberate. Many HDB blocks under the lift upgrading programme are about 15-20 years old. If the useful life of the steel lift shaft is 20 years, the block would have been about 40 years old before the maintenance cost starts to creep up. In that instance, it would be cheaper to completely demolish and redevelop the block, since the rest of the building is likely to need an overhaul as well.</p>
<p>Certainly, like previous posts have mentioned, using steel means that the job can be done faster, and given the fairly high price of concrete, this method must have become a more attractive option primarily for the speed and ease at which it can be constructed. I&#8217;ve been using a lot of steel in some projects because of these 2 reasons.</p>
<p>No point building a over-spec lift shaft that is serviceable for 100 years when the main HDB block would have rotted by then. It would be a waste of public funds that can be better spent on other supporting facilities (e.g. playgrounds, covered walkways etc).</p>
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		<title>By: Terence</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-52742</link>
		<dc:creator>Terence</dc:creator>
		<pubDate>Wed, 18 Feb 2009 09:12:59 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-52742</guid>
		<description>If you heard anything &#039;World-Class&#039;, or &#039;First-Class&#039; from anything governmental affilated, take it with a grain of salt.

If its about your safety, be very very worried.</description>
		<content:encoded><![CDATA[<p>If you heard anything &#8216;World-Class&#8217;, or &#8216;First-Class&#8217; from anything governmental affilated, take it with a grain of salt.</p>
<p>If its about your safety, be very very worried.</p>
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		<title>By: sarek_home</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-52700</link>
		<dc:creator>sarek_home</dc:creator>
		<pubDate>Wed, 18 Feb 2009 06:18:01 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-52700</guid>
		<description>Remember the saga of falling windows and replacement of window rivets?

They said they followed the industry standard at the time and when that standard was not enough, they updated the standard and everyone paid the price for it.

Ask them, the reply will be safe and meeting all standards.  Do they know what standards they are talking about?  They never say which standards they are referring to.

When things go wrong, it is &quot;natural wear and tears&quot; or standards need to be updated.</description>
		<content:encoded><![CDATA[<p>Remember the saga of falling windows and replacement of window rivets?</p>
<p>They said they followed the industry standard at the time and when that standard was not enough, they updated the standard and everyone paid the price for it.</p>
<p>Ask them, the reply will be safe and meeting all standards.  Do they know what standards they are talking about?  They never say which standards they are referring to.</p>
<p>When things go wrong, it is &#8220;natural wear and tears&#8221; or standards need to be updated.</p>
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		<title>By: Siam bee hoon</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-52650</link>
		<dc:creator>Siam bee hoon</dc:creator>
		<pubDate>Wed, 18 Feb 2009 04:18:18 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-52650</guid>
		<description>1 unit HDB 1  room cost how much? Actual and Real costing will do. Not sale price. no resale price. Only Pure Unadulterated price will suffice.</description>
		<content:encoded><![CDATA[<p>1 unit HDB 1  room cost how much? Actual and Real costing will do. Not sale price. no resale price. Only Pure Unadulterated price will suffice.</p>
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		<title>By: sad man</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-52605</link>
		<dc:creator>sad man</dc:creator>
		<pubDate>Wed, 18 Feb 2009 02:47:59 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-52605</guid>
		<description>PAP will sacrifice anything for money. To them, money is the single most important thing. Everything must be measured in term of money and based on the numerical value to determine the intrinsic value someone or something has.

Recently the talks by health minister also mentioned how he tag a price list to our own old folks here. If the healthcare is too expensive, he suggest we send our parents to JB for nursing home. So that we can save cost and visit them once a week.

One cannot think but to feel sad, really sad to see how the younger generation of ministers are capable of. These minister only care about the bottom line. If something is too expensive to pay for, they will source for alternatives even though it means to send your parents away to foreign lands and die there. It is a sin to even suggest that.</description>
		<content:encoded><![CDATA[<p>PAP will sacrifice anything for money. To them, money is the single most important thing. Everything must be measured in term of money and based on the numerical value to determine the intrinsic value someone or something has.</p>
<p>Recently the talks by health minister also mentioned how he tag a price list to our own old folks here. If the healthcare is too expensive, he suggest we send our parents to JB for nursing home. So that we can save cost and visit them once a week.</p>
<p>One cannot think but to feel sad, really sad to see how the younger generation of ministers are capable of. These minister only care about the bottom line. If something is too expensive to pay for, they will source for alternatives even though it means to send your parents away to foreign lands and die there. It is a sin to even suggest that.</p>
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		<title>By: Safety First..</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-52570</link>
		<dc:creator>Safety First..</dc:creator>
		<pubDate>Tue, 17 Feb 2009 22:53:06 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-52570</guid>
		<description>Must ask the Finance Minister when can base on trust like that or not for our citizens&#039; safety?  

I think he sure say can one.  His duty is only money, money, money mah. Why he care?  

Who is in charge of construction/building safety in Sickapore?

Why the Authorities for Building Safety never make any noise?</description>
		<content:encoded><![CDATA[<p>Must ask the Finance Minister when can base on trust like that or not for our citizens&#8217; safety?  </p>
<p>I think he sure say can one.  His duty is only money, money, money mah. Why he care?  </p>
<p>Who is in charge of construction/building safety in Sickapore?</p>
<p>Why the Authorities for Building Safety never make any noise?</p>
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		<title>By: mon</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-52554</link>
		<dc:creator>mon</dc:creator>
		<pubDate>Tue, 17 Feb 2009 17:54:03 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-52554</guid>
		<description>we should really tell Mao BT:

&quot;sir, we spend our lives servicing the hdb loan. how can you save 36K for something dubious... get a sense of proportion&quot;

&quot;what do you want: die, cripple for live, or service another decade of loan when this structure collapse?&quot;</description>
		<content:encoded><![CDATA[<p>we should really tell Mao BT:</p>
<p>&#8220;sir, we spend our lives servicing the hdb loan. how can you save 36K for something dubious&#8230; get a sense of proportion&#8221;</p>
<p>&#8220;what do you want: die, cripple for live, or service another decade of loan when this structure collapse?&#8221;</p>
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		<title>By: mon</title>
		<link>http://theonlinecitizen.com/2009/02/is-it-wise-to-save-36000-this-way/comment-page-1/#comment-52551</link>
		<dc:creator>mon</dc:creator>
		<pubDate>Tue, 17 Feb 2009 17:41:40 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=6011#comment-52551</guid>
		<description>Suite to the above:

Guess what Mao BT would say if some minister come to him and say:

&quot; Mao, money not enough. Look at the bankers who make so much money. I could be one of them&quot;

He would probably reply:

&quot;ever heard of looking for another job in the bank and slog your way up.&quot;

&quot;with this job, you will sure win&quot;

...

I really think he would say something like that but of course with more powderful english.</description>
		<content:encoded><![CDATA[<p>Suite to the above:</p>
<p>Guess what Mao BT would say if some minister come to him and say:</p>
<p>&#8221; Mao, money not enough. Look at the bankers who make so much money. I could be one of them&#8221;</p>
<p>He would probably reply:</p>
<p>&#8220;ever heard of looking for another job in the bank and slog your way up.&#8221;</p>
<p>&#8220;with this job, you will sure win&#8221;</p>
<p>&#8230;</p>
<p>I really think he would say something like that but of course with more powderful english.</p>
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