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	<title>Comments on: HDB Annual Report : Deficit has doubled – really?</title>
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	<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/</link>
	<description>a community of Singaporeans</description>
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		<title>By: What wrong way did HDB calculate it&#8217;s demand to reach such imbalance? &#124; Lawyers Estate Planning</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-233707</link>
		<dc:creator>What wrong way did HDB calculate it&#8217;s demand to reach such imbalance? &#124; Lawyers Estate Planning</dc:creator>
		<pubDate>Mon, 29 Aug 2011 00:51:15 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-233707</guid>
		<description>[...] HDB publishes financial statements, &#098;&#117;&#116; &#116;&#104;&#101;&#121; cannot &#098;&#101; &#101;&#097;&#115;&#105;&#108;&#121; understood, let &#117;&#115; &#106;&#117;&#115;&#116; attempt &#116;&#111; &#109;&#097;&#107;&#101; &#115;&#111;&#109;&#101; assumptions &#104;&#101;&#114;&#101; based &#111;&#110; &#111;&#117;&#114; &#098;&#101;&#115;&#116; understanding. You &#099;&#097;&#110; &#103;&#111; &#116;&#111; &#116;&#104;&#105;&#115; link &#116;&#111; understand &#109;&#111;&#114;&#101; &#097;&#098;&#111;&#117;&#116; &#116;&#104;&#101; financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, &#098;&#117;&#116; &#116;&#104;&#101;&#121; cannot &#098;&#101; &#101;&#097;&#115;&#105;&#108;&#121; understood, let &#117;&#115; &#106;&#117;&#115;&#116; attempt &#116;&#111; &#109;&#097;&#107;&#101; &#115;&#111;&#109;&#101; assumptions &#104;&#101;&#114;&#101; based &#111;&#110; &#111;&#117;&#114; &#098;&#101;&#115;&#116; understanding. You &#099;&#097;&#110; &#103;&#111; &#116;&#111; &#116;&#104;&#105;&#115; link &#116;&#111; understand &#109;&#111;&#114;&#101; &#097;&#098;&#111;&#117;&#116; &#116;&#104;&#101; financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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	<item>
		<title>By: Does HDB really subsidize your flat? &#124; Payday Loans Cash Advances Chicago Illinois</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-219651</link>
		<dc:creator>Does HDB really subsidize your flat? &#124; Payday Loans Cash Advances Chicago Illinois</dc:creator>
		<pubDate>Thu, 14 Jul 2011 08:47:20 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-219651</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? I think Warren Buffett says, if it is too complicated to understand, &#8220;they don&#8217;t want you to understand it&#8221; then the conclusion is, run away from that stock. But HDB is a government entity, if you need a place (a roof over your head), you cannot run away from HDB, that is the sad thing.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? I think Warren Buffett says, if it is too complicated to understand, &#8220;they don&#8217;t want you to understand it&#8221; then the conclusion is, run away from that stock. But HDB is a government entity, if you need a place (a roof over your head), you cannot run away from HDB, that is the sad thing.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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	<item>
		<title>By: Why is HDB always evasive in telling us how much a flat cost? &#124; Alfred Almonte</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-214677</link>
		<dc:creator>Why is HDB always evasive in telling us how much a flat cost? &#124; Alfred Almonte</dc:creator>
		<pubDate>Mon, 20 Jun 2011 18:18:25 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-214677</guid>
		<description>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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	<item>
		<title>By: Why is HDB always evasive in telling us how much a flat cost? &#124; Elias Martinez</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-213969</link>
		<dc:creator>Why is HDB always evasive in telling us how much a flat cost? &#124; Elias Martinez</dc:creator>
		<pubDate>Thu, 16 Jun 2011 06:07:29 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-213969</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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	<item>
		<title>By: When HDB builds HDB flats now, it is tantamount to selling land at ridiculous prices. &#124; Mortgage Refinance FHA</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-213945</link>
		<dc:creator>When HDB builds HDB flats now, it is tantamount to selling land at ridiculous prices. &#124; Mortgage Refinance FHA</dc:creator>
		<pubDate>Thu, 16 Jun 2011 04:37:14 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-213945</guid>
		<description>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Amazing accounting methods HDB loses money to subsidize singaporeans? &#171; Tax Calculator and Tax Help</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-212864</link>
		<dc:creator>Amazing accounting methods HDB loses money to subsidize singaporeans? &#171; Tax Calculator and Tax Help</dc:creator>
		<pubDate>Sat, 11 Jun 2011 10:30:52 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-212864</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? I think Warren Buffett says, if it is too hard&#160; to understand, &#8220;they don&#8217;t want you to understand it&#8221; then the conclusion is, run away from that stock. But HDB is a government entity, if you need a place (a roof over your head), you cannot run away from HDB, that is the sad thing.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? I think Warren Buffett says, if it is too hard&nbsp; to understand, &#8220;they don&#8217;t want you to understand it&#8221; then the conclusion is, run away from that stock. But HDB is a government entity, if you need a place (a roof over your head), you cannot run away from HDB, that is the sad thing.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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	<item>
		<title>By: What rubbish is Mah Bow Tan talking? HDB calculates in different way? &#124; Vaughn Silvis</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-212833</link>
		<dc:creator>What rubbish is Mah Bow Tan talking? HDB calculates in different way? &#124; Vaughn Silvis</dc:creator>
		<pubDate>Sat, 11 Jun 2011 06:09:14 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-212833</guid>
		<description>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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	<item>
		<title>By: Did HBD pay market prices for land to another government institution? &#124; Refugio Linzie</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-212747</link>
		<dc:creator>Did HBD pay market prices for land to another government institution? &#124; Refugio Linzie</dc:creator>
		<pubDate>Fri, 10 Jun 2011 20:16:23 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-212747</guid>
		<description>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Where did the subsidy come from in HDB? &#124; Investment Financial Advice</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-211383</link>
		<dc:creator>Where did the subsidy come from in HDB? &#124; Investment Financial Advice</dc:creator>
		<pubDate>Sat, 04 Jun 2011 14:08:45 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-211383</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? I think Warren Buffett says, if it is too complicated to understand, &#8220;they don&#8217;t want you to understand it&#8221; then the conclusion is, run away from that stock. But HDB is a government entity, if you need a place (a roof over your head), you cannot run away from HDB, that is the sad thing.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? I think Warren Buffett says, if it is too complicated to understand, &#8220;they don&#8217;t want you to understand it&#8221; then the conclusion is, run away from that stock. But HDB is a government entity, if you need a place (a roof over your head), you cannot run away from HDB, that is the sad thing.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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		<title>By: Why is HDB always evasive in telling us how much a flat cost? &#124; Gladys Goutremout</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-209256</link>
		<dc:creator>Why is HDB always evasive in telling us how much a flat cost? &#124; Gladys Goutremout</dc:creator>
		<pubDate>Sat, 28 May 2011 11:31:02 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-209256</guid>
		<description>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
]]></content:encoded>
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		<title>By: Does HDB really subsidize your flat? &#124; Mortgage Refinance FHA</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-208120</link>
		<dc:creator>Does HDB really subsidize your flat? &#124; Mortgage Refinance FHA</dc:creator>
		<pubDate>Wed, 25 May 2011 11:27:13 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-208120</guid>
		<description>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
]]></content:encoded>
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		<title>By: Did HDB pay market prices for land to SLA? &#124; Keren Pecoraino</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-204426</link>
		<dc:creator>Did HDB pay market prices for land to SLA? &#124; Keren Pecoraino</dc:creator>
		<pubDate>Fri, 13 May 2011 11:46:56 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-204426</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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		<title>By: HDB should price the flats based on 2006 resales prices since they screwed up &#124; hightaxdeduction.com</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-204417</link>
		<dc:creator>HDB should price the flats based on 2006 resales prices since they screwed up &#124; hightaxdeduction.com</dc:creator>
		<pubDate>Fri, 13 May 2011 10:56:20 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-204417</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? I think Warren Buffett says, if it is too complicated to understand, &#8220;they don&#8217;t want you to understand it&#8221; then the conclusion is, run away from that stock. But HDB is a government entity, if you need a place (a roof over your head), you cannot run away from HDB, that is the sad thing.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? I think Warren Buffett says, if it is too complicated to understand, &#8220;they don&#8217;t want you to understand it&#8221; then the conclusion is, run away from that stock. But HDB is a government entity, if you need a place (a roof over your head), you cannot run away from HDB, that is the sad thing.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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		<title>By: HDB should sell flats at 2006 market prices and not 2010 prices since they screw up the supply imbalance &#124; Government Backed Loans</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-203571</link>
		<dc:creator>HDB should sell flats at 2006 market prices and not 2010 prices since they screw up the supply imbalance &#124; Government Backed Loans</dc:creator>
		<pubDate>Wed, 11 May 2011 12:07:27 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-203571</guid>
		<description>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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		<title>By: What wrong way did HDB calculate it&#8217;s demand to reach such imbalance? &#8211; &#8211; Tax Sale OverageFree Tax Sale Overage Information Articles</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-203210</link>
		<dc:creator>What wrong way did HDB calculate it&#8217;s demand to reach such imbalance? &#8211; &#8211; Tax Sale OverageFree Tax Sale Overage Information Articles</dc:creator>
		<pubDate>Tue, 10 May 2011 13:43:01 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-203210</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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		<title>By: HDB should sell flats at 2006 market prices and not 2010 prices since they screw up the supply imbalance &#124; Income Tax Help- Help With Your Income Taxes</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-4/#comment-202267</link>
		<dc:creator>HDB should sell flats at 2006 market prices and not 2010 prices since they screw up the supply imbalance &#124; Income Tax Help- Help With Your Income Taxes</dc:creator>
		<pubDate>Sun, 08 May 2011 17:31:04 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-202267</guid>
		<description>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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		<title>By: Did HDB pay market prices for land to SLA? &#124; Miami, FL Homes</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-3/#comment-190993</link>
		<dc:creator>Did HDB pay market prices for land to SLA? &#124; Miami, FL Homes</dc:creator>
		<pubDate>Thu, 21 Apr 2011 21:18:46 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-190993</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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		<title>By: HDB says they subsidize your flat &#124; San Diego Real Estate Trust</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-3/#comment-185092</link>
		<dc:creator>HDB says they subsidize your flat &#124; San Diego Real Estate Trust</dc:creator>
		<pubDate>Fri, 01 Apr 2011 23:32:31 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-185092</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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		<title>By: Does HDB really subsidize your flat? &#124; ForexAuthoritySite Blog</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-3/#comment-184699</link>
		<dc:creator>Does HDB really subsidize your flat? &#124; ForexAuthoritySite Blog</dc:creator>
		<pubDate>Wed, 30 Mar 2011 18:38:51 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-184699</guid>
		<description>[...] &#160;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&#160;&#160; &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] &nbsp;HDB&#8217;s financial report is rather confusing and convoluted. If there is a prize for writing a complicated and confusing financial report, they will surely win 1st price. Why don&#8217;t they write in a way that can be understood? Some say, that&#8217;s because they don&#8217;t want you to understand.&nbsp;&nbsp; &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
]]></content:encoded>
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		<title>By: What wrong way did HDB calculate it&#8217;s demand to reach such imbalance? &#124; Premier San Diego Homes</title>
		<link>http://theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%e2%80%93-really/comment-page-3/#comment-182217</link>
		<dc:creator>What wrong way did HDB calculate it&#8217;s demand to reach such imbalance? &#124; Premier San Diego Homes</dc:creator>
		<pubDate>Fri, 18 Mar 2011 01:48:03 +0000</pubDate>
		<guid isPermaLink="false">http://theonlinecitizen.com/?p=15656#comment-182217</guid>
		<description>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &#160;(Source: www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/) [...]</description>
		<content:encoded><![CDATA[<p>[...] HDB publishes financial statements, but they cannot be easily understood, let us just attempt to make some assumptions here based on our best understanding. You can go to this link to understand more about the financial report. &nbsp;(Source: <a href="http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/" rel="nofollow">http://www.theonlinecitizen.com/2009/11/hdb-annual-report-deficit-has-doubled-%E2%80%93-really/</a>) [...]</p>
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