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	<title>TOC News &#187; Beat Recession</title>
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	<description>Singapore&#039;s #1 Socio-Political Site</description>
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		<title>Sharp rise in illegal loans: Singapore police</title>
		<link>http://theonlinecitizen.com/2010/02/sharp-rise-in-illegal-loans-singapore-police/</link>
		<comments>http://theonlinecitizen.com/2010/02/sharp-rise-in-illegal-loans-singapore-police/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 13:44:18 +0000</pubDate>
		<dc:creator>Shihan</dc:creator>
				<category><![CDATA[Beat Recession]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Main Stories]]></category>
		<category><![CDATA[loansharks]]></category>

		<guid isPermaLink="false">http://theonlinecitizen.com/?p=19713</guid>
		<description><![CDATA[Illegal loans rose almost 60 percent last year. <b> AFP </b>]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Employees need to be protected from unethical employers in bad times</title>
		<link>http://theonlinecitizen.com/2008/12/employees-need-to-be-protected-from-unethical-employers-in-bad-times/</link>
		<comments>http://theonlinecitizen.com/2008/12/employees-need-to-be-protected-from-unethical-employers-in-bad-times/#comments</comments>
		<pubDate>Fri, 26 Dec 2008 06:23:27 +0000</pubDate>
		<dc:creator>theonlinecitizen</dc:creator>
				<category><![CDATA[Beat Recession]]></category>
		<category><![CDATA[Guest Writers]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[retrenchment]]></category>
		<category><![CDATA[unemployment]]></category>

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		<description><![CDATA[We employees cannot just be at the mercy of employers just because of desperation to make ends meet. There should be some form of control in check, to prevent abusive, unethical practice. The question is: who shall enforce the checks? <br />
Letter to TOC from <b>Max Chua</b>.]]></description>
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		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>How to stay lean in these tough times?</title>
		<link>http://theonlinecitizen.com/2008/12/how-to-stay-lean-in-these-tough-times/</link>
		<comments>http://theonlinecitizen.com/2008/12/how-to-stay-lean-in-these-tough-times/#comments</comments>
		<pubDate>Sun, 21 Dec 2008 13:55:16 +0000</pubDate>
		<dc:creator>theonlinecitizen</dc:creator>
				<category><![CDATA[Beat Recession]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[retrenchment]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://theonlinecitizen.com/?p=4265</guid>
		<description><![CDATA[Tough times do need tough cost-cutting measures. There are no two ways about it. Certain expenditures that are unnecessary needs to go so that you can live on one income or no income at all in this tough time. <b>Gilbert Goh</b> gives some tips.]]></description>
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		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>10 ways to raise cash during hard times</title>
		<link>http://theonlinecitizen.com/2008/12/10-ways-to-raise-cash-during-hard-times/</link>
		<comments>http://theonlinecitizen.com/2008/12/10-ways-to-raise-cash-during-hard-times/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 01:08:39 +0000</pubDate>
		<dc:creator>theonlinecitizen</dc:creator>
				<category><![CDATA[Beat Recession]]></category>
		<category><![CDATA[Gilbert Goh]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[retrenchment]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3948</guid>
		<description><![CDATA[During recession, especially when one is jobless, finances become a critical need that will become an emergency item when one is very short. <b>Gilbert Goh</b> provides 10 ways through which you can raise cash during hard times.]]></description>
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		<slash:comments>35</slash:comments>
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		<item>
		<title>Networking your way to a new job</title>
		<link>http://theonlinecitizen.com/2008/12/networking-your-way-to-a-new-job/</link>
		<comments>http://theonlinecitizen.com/2008/12/networking-your-way-to-a-new-job/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 13:47:53 +0000</pubDate>
		<dc:creator>theonlinecitizen</dc:creator>
				<category><![CDATA[Beat Recession]]></category>

		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3808</guid>
		<description><![CDATA[The best place to start developing your network is with your family, friends, and neighbors -- and with their family, friends, and neighbors, but don't stop there. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>48 years old, jobless for 5 yrs and badly burnt out in stock market and totally depressed</title>
		<link>http://theonlinecitizen.com/2008/11/48-years-old-jobless-for-5-yrs-and-badly-burnt-out-in-stock-market-and-totally-depressed/</link>
		<comments>http://theonlinecitizen.com/2008/11/48-years-old-jobless-for-5-yrs-and-badly-burnt-out-in-stock-market-and-totally-depressed/#comments</comments>
		<pubDate>Sun, 30 Nov 2008 13:56:05 +0000</pubDate>
		<dc:creator>theonlinecitizen</dc:creator>
				<category><![CDATA[Beat Recession]]></category>
		<category><![CDATA[Gilbert Goh]]></category>
		<category><![CDATA[jobless]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[retrenchment]]></category>
		<category><![CDATA[unemployed]]></category>

		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3572</guid>
		<description><![CDATA[A 48 yr man and jobless for 5 yrs, asks <b>Gilbert Goh</b> for advice. "Five years of unemployment is a seriously long time. How do you survive then?... Remember that there is always light at the end of the long dark tunnel."]]></description>
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		<slash:comments>21</slash:comments>
		</item>
		<item>
		<title>Coping with joblessness: A personal account</title>
		<link>http://theonlinecitizen.com/2008/11/coping-with-joblessness-a-personal-account/</link>
		<comments>http://theonlinecitizen.com/2008/11/coping-with-joblessness-a-personal-account/#comments</comments>
		<pubDate>Thu, 27 Nov 2008 02:00:20 +0000</pubDate>
		<dc:creator>theonlinecitizen</dc:creator>
				<category><![CDATA[Beat Recession]]></category>
		<category><![CDATA[Guest Writers]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[retrenchment]]></category>
		<category><![CDATA[stress]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3407</guid>
		<description><![CDATA[TOC guest <b>Gilbert Goh</b> tells his story about being jobless. "During that period, I hovered between desperation and panic. Naturally, relations with my wife was not the best.

After about six months of unemployment, I realised the first step was to manage my emotional health above all else. I realised that, if I could manage my emotions better and stay positive, I had a better chance of coming out of my financial crisis stronger."]]></description>
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		<slash:comments>91</slash:comments>
		</item>
		<item>
		<title>A corner where we band together in bad times</title>
		<link>http://theonlinecitizen.com/2008/11/a-corner-where-we-band-together-in-bad-times/</link>
		<comments>http://theonlinecitizen.com/2008/11/a-corner-where-we-band-together-in-bad-times/#comments</comments>
		<pubDate>Wed, 26 Nov 2008 15:33:46 +0000</pubDate>
		<dc:creator>theonlinecitizen</dc:creator>
				<category><![CDATA[Beat Recession]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[retrenchment]]></category>

		<guid isPermaLink="false">http://theonlinecitizen.com/?p=3436</guid>
		<description><![CDATA[This is your space – to share your views or stories about the recession, being retrenched, how to cope with everyday living. You may be going through it, or may have some good advice for those going through it. ]]></description>
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		<slash:comments>1</slash:comments>
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