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Former People’s Association employee jailed after falling into love scams and helping transfer criminal funds

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An ex-constituency manager with the People’s Association (PA) became “victim” of love scams set up allegedly by foreign men and helped them to open bank accounts and transfer funds which were profits from criminal activities.

For playing a role in the crimes involving approximately S$430,000, 62-year-old Ng Koon Lay was sentenced to 20 months in jail on Wednesday (12 August).

She pleaded guilty to three offences under the Corruption, Drug Trafficking and Other Serious Crimes (Confiscation of Benefits) Act, as well as one count of dishonestly obtaining stolen property. A total of 16 charges were taken into consideration for sentencing.

It was heard in court that everything started in March 2015 when Ng met an unidentified person who she knew as Greg L Johnson on Facebook.

Since she had some financial difficulties, Ng asked for a loan from Greg, in which he later told her that he had a friend who is willing to lend her S$9,000. However, the loan comes with a catch. Ng was asked to provide her bank account details in order to receive the funds.

She had to also forward the cash to a different bank account before she was allowed to minus off the sum that she needed.

Ng agreed to the offer and furnished Greg with her UOB bank account details. Following that, a total of S$71,000 was transferred to her account before she forwarded S$62,000 of it to another account as told.

In September 2016, the former PA employee got a call from the Commercial Affairs Department (CAD) as they wanted her to attend an interview. The department also warned her to not receive any more funds in her bank account as it had been used to transfer illegal funds.

During the interview, she was warned again to not keep in touch with Greg and not receive any more funds from unknown people. She was even asked to report on the matter to the police if she gets more money from Greg.

Ng had to also surrender her Facebook account, which was used to communicate with Greg.

Deputy Public Prosecutor Jordon Li notified the court that the S$71,000 that Ng received was in fact transferred by a victim of an email spoofing scam.

Opened another Facebook account despite warning from CAD

Despite warnings from the CAD, Ng went ahead and opened a new Facebook account in order to communicate with Greg once again. She asked him for another loan.

Just like the previous arrangement, she was again offered to deduct the needed sum after transferring the amount to another bank account.

This time she received US$88,000 (S$118,360) in her Citibank account and transferred S$89,860 to a bank account that is owned by a company.

If that’s not all, she also forwarded S$22,000 to a different account and kept S$6,500 for her personal use.

It appears that the US$88,000 was gained from a stolen property that had been cheated from a staff of a company, who had been tricked into transferring the cash.

Additionally, Ng also helped another man known as David Bay, whom she met online in 2015 and contacted through WhatsApp.

In 2017, David got in contact with Ng and told her he wants her to provide bank accounts in order to receive funds, allegedly for his hospitalisation fees and his business.

As an exchange, Ng can use some of the funds in the accounts. She agreed to help David and opened two new bank accounts.

She decided to help David even after receiving repeated warnings from CAD to not give out her bank details for such purposes, and was under two sets of investigations.

“Despite this, she agreed to help David, whom she had never met before,” the prosecutor said.

“The accused was also aware that David had lied to her, as David had continued to correspond with the accused over WhatsApp, despite claiming to be incarcerated in prison.”

Additionally, the court also heard that between 4 September 2017 and 18 September 2017, four victims of Internet love scams transferred S$47,050 into her bank account.

Between 18 August and 27 August 2017, another victim of a love scam transferred S$174,750 into her CIMB account.

Mr Li had asked the court to grant Ng at least 22 months’ jail, given her involvement in the scams and the fact that she had also repeated ignore CAD’s specific warnings.

Defence argued that Ng was a victim of love scams

Defence lawyer Tan Hee Joek argued that his client was a victim of love scams herself, and requested for a jail term of one year.

She was courted by both Greg and David, thinking that they were an American sailor and an oil trader from Switzerland respectively.

Trusting that Greg’s luggage had been detained in Malaysia by the customs as it contained more than US$1 million in cash, Ng made her way to Kuala Lumpur in 2014 where she was shown the alleged luggage with the cash.

It was said that she transferred more than S$160,000 to “help” Greg by selling her three-bedroom HDB flat and borrowing from others.

As for David, she also believed that he had been arrested by Singapore Customs for not declaring the huge sum of money he brought into the country.

Mr Tan told the court that his client was “a lonely single woman who carried a burden of looking after her mentally and physically disabled sister” and was a “perfect vulnerable victim” to be used by Greg and David.

“Ng has already paid a severe price for her blinded love by losing her livelihood, her flat and her savings,” he said.

For dishonestly receiving stolen property, Ng could have been jailed for up to five years, fined, or both.

As for assisting another person to retain benefits from criminal conduct, she could have been jailed for up to 10 years, fined up to S$500,000, or both.

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Impeachment bid against Raeesah Khan rejected: Court finds no ‘material contradiction’ in testimony

During Wednesday’s trial, lawyer Andre Jumabhoy sought to impeach Raeesah Khan, citing contradictions in her testimony. Despite objections from Deputy Attorney-General Ang Cheng Hock, Jumabhoy argued that a text message contradicted her statements. The judge ultimately rejected the impeachment bid.

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Andre Jumabhoy, the lawyer representing Pritam Singh, Secretary-General of the Workers' Party and prosecution witness Raeesah Khan

During the trial on Wednesday morning, Andre Jumabhoy, the lawyer representing Pritam Singh, Secretary-General of the Workers’ Party, accused prosecution witness Raeesah Khan of repeatedly lying during her cross-examination on Tuesday and sought to impeach her.

Jumabhoy argued that a text message sent by Khan to Singh on 4 October 2021 was “materially contradictory” to the evidence she provided in court.

After Khan was asked to step down from the stand, Jumabhoy formally made an oral application for impeachment. However, Deputy Principal District Judge Luke Tan suggested that Jumabhoy gather more evidence before proceeding. Despite this, Jumabhoy pressed on with the application, claiming that the text message demonstrated a significant discrepancy between Khan’s court testimony and her actions.

In his oral submissions, Jumabhoy argued that the text message showed Khan had acted inconsistently with her testimony. He alleged that this discrepancy undermined her credibility.

However, Deputy Attorney-General (DAG) Ang Cheng Hock objected to the impeachment, arguing that the text message aligned with the overall gist of Khan’s testimony.

DAG Ang pointed out that Khan had not received the confirmation she sought from Singh and instead followed his prior advice, maintaining her interpretation of what Singh had allegedly told her during a meeting at her home on 3 October 2021.

Ang further stressed that the court should consider the entire context of the situation, rather than focusing solely on the text message. He argued that relying only on the text would be “completely inappropriate,” asserting, “There is no material discrepancy.” DAG Ang concluded that the grounds for impeachment had not been met.

Ultimately, the judge agreed with the prosecution’s objection and refused the impeachment request.

Deputy Principal District Judge Luke Tan, reading the agreed statement of facts (SOF), told the counsels that he agreed with the prosecution’s view. He noted that Raeesah Khan’s response to why she did not tell the truth could not be considered in isolation, as there had been prior discussions that provided important context.

The judge also noted there was no dispute that a meeting between Singh and Khan took place on 3 October 2021, as documented in the SOF. Singh had visited Khan at her home, during which he allegedly advised her on how to handle her parliamentary lie about a rape victim’s experience with the police.

It was further revealed that Khan sent Singh a text message on 4 October 2021, asking for further guidance during the parliamentary sitting, where Law and Home Affairs Minister K. Shanmugam questioned her.

Judge Tan acknowledged that it appeared Khan was specifically confronted by Shanmugam, prompting her to reach out to Singh for reassurance.

The judge ultimately concluded that Khan’s response was consistent with her earlier claims about Singh’s advice. He stated, “I do not see a contradiction, let alone a material contradiction.”

In a separate line of questioning, Jumabhoy challenged Khan’s previous testimony that Singh did not require her to tell the truth about her false statements in Parliament.

He raised an email sent by Singh to all Workers’ Party MPs on 1 October 2021, stressing the importance of backing up statements made in Parliament to avoid facing the Committee of Privileges (COP).

In her testimony, Khan claimed that she and Singh did not discuss this email during their meeting on 3 October.

Jumabhoy suggested that Singh’s email highlighted the serious consequences of lying in Parliament, contrasting with Khan’s claim that Singh told her there would be no judgment if she maintained her false account. He argued that any reasonable person would have been confused by these conflicting messages and would have sought further clarification from Singh.

Khan, however, maintained her version of events, testifying that Singh had advised her to “continue with the narrative” during their 3 October meeting. She stated that if Singh had told her to confess, she would have prepared accordingly and told the truth.

Jumabhoy pressed further, questioning whether Khan, as an experienced MP who had been in Parliament for over a year, needed specific instructions to tell the truth.

He emphasized that she did not need a directive to lie, yet claimed she required one to tell the truth. Khan responded that she sought advice from her leaders out of fear and confusion, as she felt overwhelmed by the mistake she had made.

Jumabhoy continued to argue that Khan should have questioned Singh’s advice if she found it vague or inconsistent with his previous email about parliamentary consequences. He pointed out that Khan had texted Singh during the 4 October parliamentary sitting, asking for reassurance when Shanmugam confronted her, suggesting that if Singh had already told her what to do, there was no need for this additional message.

Khan responded that she sought reassurance to confirm Singh still supported her decision to maintain the narrative, even after their discussion the night before.

Despite these arguments, the judge ultimately sided with the prosecution, ruling that there was no material contradiction in Khan’s testimony and denying the impeachment request.

The trial continues, with Singh facing charges under the Parliament (Privileges, Immunities and Powers) Act, related to lies told by Khan in Parliament in August 2021 about a rape victim’s interaction with the police.

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Court Cases

Pritam Singh’s defence accuses Raeesah Khan of consistently lying

During a cross-examination in court on 15 October 2024, Pritam Singh’s defence, led by lawyer Andre Jumabhoy, accused former Workers’ Party member Raeesah Khan of repeatedly lying, including during a parliamentary session. The defence aimed to impeach her credibility, arguing her statements conflicted with previous accounts.

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Raeesah Khan, Pritam Singh accompanied by his lawyer, Andre Jumabhoy

The defence team representing Pritam Singh, Secretary-General of the Workers’ Party (WP), began its cross-examination of former WP member Raeesah Khan on 15 October 2024 at 11:45 am.

Singh’s lawyer, Andre Jumabhoy, accused Khan of repeatedly lying, both in parliament and to Singh himself. These accusations relate to Khan’s 2021 parliamentary anecdote where she falsely claimed to have accompanied a rape victim to a police station.

During the intense cross-examination, Mr Jumabhoy focused on inconsistencies in Khan’s statements.

His questioning centred on the narrative Khan shared in parliament on 3 August 2021, where she described accompanying a woman to a police station.

Khan alleged that the police made inappropriate comments about the woman’s attire and alcohol consumption. she later admitted this story was fabricated, leading to significant consequences, including a Committee of Privileges (COP) inquiry.

The defence argued that Khan’s lies extended beyond her parliamentary speech, accusing her of misleading Singh through subsequent communications.

Mr Jumabhoy highlighted a series of text messages between Khan and Singh, emphasising how Khan avoided revealing the truth.

In one exchange, Singh asked Khan for more details about the victim. Khan replied that she was unsure if she could contact the victim, but Mr Jumabhoy pointed out that Khan had no real knowledge of the victim and was continuing to fabricate details.

He remarked, “You’re adding more facts to support a lie … So it’s a lie heaped upon a lie.”

In her defence, Khan acknowledged lying but cited fear and pressure as reasons for her actions.

She explained that her respect for Singh, whom she described as a mentor, contributed to her decision to continue lying. “I was so scared of disappointing him, I just let it snowball,” Khan testified.

However, this admission did little to deter the defence’s efforts to discredit her testimony further.

Towards the end of the hearing, Mr Jumabhoy applied to impeach Khan’s credibility as a witness. The defence argued that prior inconsistencies in Khan’s statements warranted such action.

Two specific instances were presented where contradictions appeared between Khan’s police statements and her court testimony.

One instance focused on an email sent by Singh to all WP MPs on 1 October 2021 regarding parliamentary protocol.

According to Mr Jumabhoy, Khan’s account of this email differed between her police statement and her court testimony.

In court, Khan suggested that the email was a subtle reprimand directed at her. In contrast, her police statement indicated that the email caused her fear, as she worried her earlier lie would be exposed.

Deputy Attorney-General Ang Cheng Hock challenged the relevance of this discrepancy, arguing that it did not warrant impeachment as Khan had not been asked explicitly about her emotional reaction to the email.

The second instance involved a meeting between Singh and Khan on 3 October 2021, where they allegedly discussed the possibility of her false statement resurfacing in parliament.

Khan’s police statement indicated that Singh referred to his parliamentary protocol email and warned that “they might bring it up again,” referencing her lie.

However, in her court testimony, Khan suggested Singh had indicated the matter was unlikely to resurface. This inconsistency was another point the defence used to challenge her credibility.

Despite the prosecution’s objections, Deputy Principal District Judge Luke Tan agreed that there was an “obvious discrepancy” in Khan’s account and allowed the defence to continue exploring this line of questioning when the hearing resumes.

Throughout the cross-examination, Mr Jumabhoy persistently questioned the reliability of Khan’s recollections. He pointed out that Khan had provided multiple versions of her accounts regarding key events, such as a meeting held at Singh’s home on 8 August 2021.

According to Mr Jumabhoy, Khan’s testimony to the COP in December 2021 differed significantly from her current statements.

He noted that Khan’s COP testimony initially suggested she was advised to maintain her narrative unless questioned, while a later statement indicated a decision to “take it to the grave.” Khan explained these differences by attributing them to the specific context of the questions posed to her during the COP inquiry and her police interview.

Khan appeared more composed on Tuesday compared to the first day of the trial. She often answered Mr Jumabhoy’s questions directly but also sought deeper understanding of his queries, asking for clarifications and even posing questions back to him.

As the hearing continues, the defence is expected to further question Khan on the discrepancies in her testimony, potentially undermining her credibility.

The court session will resume on Wednesday, with the focus on the defence’s continued cross-examination of Khan.

This case has drawn public attention due to its implications for parliamentary integrity and the internal dynamics within the Workers’ Party. Singh faces two charges related to his handling of Khan’s false statement.

If convicted, Singh could face up to three years in prison, a fine of up to S$7,000 (US$5,360) for each charge, or both.

A fine exceeding S$10,000 for a charge could disqualify Singh from Parliament and prevent him from running for election for five years.

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