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Uniquely Singapore, F1 or F9: Are our ministers also confused by the annuity… erm… Longevity Insurance scheme?

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By Andrew Loh and Leong Sze Hian

Just when we thought the confusion was over!

Do you get the feeling that this annuity …erm… sorry… this Longevity Insurance thing is messed up?

Even the New Paper reported that Singaporeans “liak bo kiew” (literally: catch no ball, meaning: don’t understand or do not grasp). (link)

One suspects that even those who should be absolutely clear about it also “liak bo kiew” – the MPs and the ministers.

35 days after the National Day Rally speech (19 August):

– the announcement 2 days later (21 August) by the Minister of Manpower that shocked the nation, with the Compulsory Annuity if you live to age 85.

– the Minister without Portfolio studying the aging issue, makes an about-turn that some will be exempted form the Compulsory Annuity. First that those chronically ill may be exempted. Then later, that those who have enough in their account may also be exempted.

– the Manpower Minister’s ministerial statement in parliament that the Compulsory Annuity has become Longevity Insurance, and that the floor rate on all CPF accounts (Ordinary, Medisave, Special and Retirement accounts) will be only 2.5 % in 2 year’s time, compared to the guaranteed 4 % now on the Medisave, Special and Retirement accounts.

And now (22 September), the Minister of National Development says that even those under the HDB lease buy-back scheme will have the Longevity Insurance built into the scheme.

Since it was said at the National Day rally speech that “We will pay you for the tail of the lease and you get some money out, a lump sum upfront and then the rest pay into CPF, some form of annuity, monthly payments for the rest of your life.”, why is it that those on the HDB lease buy-back scheme who will have “some form of annuity, monthly payments for the rest of your life”, in exchange for giving up the ownership and equity of their HDB flat to HDB, will also have to take the Longevity Insurance?

Why does one need Longevity Insurance when one already has “some form of annuity, monthly payments for the rest of your life”?

Or will those on the HDB buy-back scheme be exempted from the LI scheme, just as those who are chronically ill – as mentioned by the Minister without portfolio?

So, those who will be exempted are the rich (because they have enough for retirement), the chronically ill (because they are going to die soon) and those who sell back their flats to HDB (because…. ?).

The rich who have other means may be exempted from the Longevity Insurance, but the poor who have only one 2 or 3-room HDB flat to fall back on in their retirement will have to take the Longevity Insurance, despite already having a life annuity under the HDB lease buy-back scheme?

Do all the MPs know about these? Do the ministers really know what they are talking about?

6 months for answers

To top it all off, the Manpower Minister has appointed a committee and given them 6 months to look into all this. Shouldn’t the government have undertaken such a study before making all these announcements, confuse everyone and then when asked, say that the answers and details will only be known after the study, 6 months later?

Why make such momentous and significant announcements before a comprehensive study was done?

All the flip-flops and about-turns – are they symptoms of poor policy formulation?

Why wasn’t a comprehensive study done before the policy announcement?

Was the CPF Board surprised by the ministerial announcements?

No wonder, the New Paper said that most people “liak bo kiew”!

“Carefully considered”

Now, in a Channelnewsasia report headlined “CPF reforms carefully considered, govt can deliver: PM Lee”, one would have to ask: If it was “carefully considered”, why is there a need to set up a committee after the announcements, ask it to look into the LI scheme and say that the details will only be known 6 months into the future?

What does the PM mean when he said “CPF reforms carefully considered”? Who “carefully considered” it? Why is it that whoever “carefully considered” it still need a committee to work 6 months to study it?

Going forward, let’s hope the Longevity Insurance Committee’s deliberations and findings, and subsequent policy implementation may be of a higher standard befitting a government which only recently declared itself “unique”, “special”, “extraordinary” and “world class”.

It shouldn’t be too much to ask for – after all they are the ones who insisted on being paid the highest salaries on the planet.

Do our ministers also “liak bo kiew”?

Cartoon courtesy of My Sketchbook.

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Indonesia

Miss Universe cuts ties with Indonesia chapter after harassment allegations

The Miss Universe Organization severs ties with Indonesia franchise due to harassment claims. Malaysia edition canceled.

Women allege body checks before pageant. Investigation launched. Safety prioritized.

Indonesia winner to compete in November finale. Height requirement controversy.

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WASHINGTON, UNITED STATES — The Miss Universe Organization has cut ties with its Indonesia franchise, it announced days after allegations of sexual harassment, and will cancel an upcoming Malaysia edition.

In the complaint, more than a half dozen women said all 30 finalists for Miss Universe Indonesia were unexpectedly asked to strip for a supposed body check for scars and cellulite two days before the pageant’s crowning ceremony in Jakarta.

Their lawyer said Tuesday that five of the women had their pictures taken.

“In light of what we have learned took place at Miss Universe Indonesia, it has become clear that this franchise has not lived up to our brand standards, ethics, or expectations,” the US-based Miss Universe Organization posted Saturday night on social media site X, formerly known as Twitter.

It said that it had “decided to terminate the relationship with its current franchise in Indonesia, PT Capella Swastika Karya, and its National Director, Poppy Capella.”

It thanked the contestants for their bravery in coming forward and added that “providing a safe place for women” was the organization’s priority.

Jakarta police spokesman Trunoyudo Wisnu Andiko said Tuesday that an investigation into the women’s complaint has been launched.

The Indonesia franchise also holds the license for Miss Universe Malaysia, where there will no longer be a competition this year, according to the New York-based parent organizer.

In a lengthy statement posted to Instagram, Indonesia franchise director Capella denied involvement in any body checks.

“I, as the National Director and as the owner of the Miss Universe Indonesia license, was not involved at all and have never known, ordered, requested or allowed anyone who played a role and participated in the process of organizing Miss Universe Indonesia 2023 to commit violence or sexual harassment through body checking,” she wrote.

She added that she is against “any form of violence or sexual harassment.”

The Jakarta competition was held from 29 July to 3 August to choose Indonesia’s representative to the 2023 Miss Universe contest, and was won by Fabienne Nicole Groeneveld.

Miss Universe said it would make arrangements for her to compete in the finale, scheduled for November in El Salvador.

This year’s Indonesia pageant also came under fire for announcing a “significant change in this (year’s) competition guidelines” with the elimination of its minimum height requirement after it had crowned a winner.

In its statement, the Miss Universe Organization said it wanted to “make it extremely clear that there are no measurements such as height, weight, or body dimensions required to join a Miss Universe pageant worldwide.”

— AFP

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Malaysia

A Perodua service centre in Kuantan, Malaysia went viral for its strict dress code, Perodua responds

A dress code for vehicle servicing? A Malaysian car brand’s service centre dress code signage has puzzled netizens, raising queries about the need for attire rules during a routine service.

The manufacturer responded with an official statement after a flurry of comments, seeking to clarify and apologize.

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MALAYSIA: A dress code signage positioned at a service centre belonging to a prominent Malaysian car brand has sparked bewilderment among Malaysian netizens, who question the necessity of adhering to attire guidelines for a simple vehicle servicing.

The signage explicitly delineates clothing items that are deemed unsuitable, including sleeveless tops, short skirts, abbreviated pants, and distressed jeans.

The car manufacturer swiftly found itself flooded with comments from both inquisitive and irked Malaysian netizens. This surge in online activity prompted the company to issue an official statement aimed at clarifying the situation and extending an apology.

In a post that gained significant traction on the social media platform, politician Quek Tai Seong of Pahang State, Malaysia, shared an image to Facebook on Monday (7 Aug).

The image showcased a dress code sign prominently displayed at a Perodua Service Centre in Kuantan. Within the post, Quek posed the question: “Is this dress code applicable nationwide, or is it specific to this branch?”

The signage reads, “All customers dealing with Perodua Service Kuantan 1, Semambu, are requested to dress modestly and appropriately.”

Adding visual clarity to these guidelines, the sign features illustrative graphics that explicitly outline clothing items deemed unacceptable, including sleeveless tops, short skirts, short pants, and ripped jeans.

Delineating the specifics of the dress code, the signage stipulates that male visitors are expected to don shirts accompanied by neckties, opt for long pants, and wear closed shoes.

Conversely, female visitors are advised to don long-sleeved shirts, full-length skirts, and closed-toe footwear.

Perodua’s dress code sparks online uproar

Following the rapid spread of the post, Perodua’s official Facebook page found itself inundated with comments from both intrigued and frustrated Malaysian netizens, all seeking clarifications about the newly surfaced dress code policy.

Amidst the flurry of comments, numerous incensed netizens posed pointed questions such as, “What is the rationale behind the introduction of such regulations by the management? We demand an explanation.”

Another netizen expressed their dissatisfaction, arguing against the necessity of the rule and urging Perodua to take inspiration from the practices of other 4S (Sales, Service, Spare Parts, and Survey) automotive dealerships.

A concerned Facebook user chimed in, advocating for a more lenient stance, asserting that attempting to dictate customers’ clothing choices might not be in the company’s best interest.

Someone also commented in an angry tone, “Oi what is this? Going there for car service, not interview or working, right.”

As the discourse unfolded, it became evident that while some inquiries carried genuine weight, others chose to inject humor into the situation, playfully remarking, “If I wanted to buy a Myvi, I should buy or rent a formal attire first.”

“I sell economy rice at a hawker centre, I have never worn a long sleeve shirt and a tie… I guess I will not buy a Perodua car then.”

“I guess they will not serve those who wear short pants.”

Perodua addresses dress code controversy

As reported by Chinese media outlet Sin Chew Daily News, the manager of Kuantan’s Perodua Service Centre had acknowledged that the images on the dress code signage were misleading.

In response, the manager divulged that discussions had transpired with the head office, leading to the prompt removal of the signage to prevent any further misconceptions.

The manager clarifies, “We do encourage visitors to adhere to the dress etiquette, but we won’t go to the extent of restricting their choice of attire.”

He also revealed that currently, no complaints have been directly received from the public.

However, feedback from certain customers was relayed through Perodua’s agents.

Perodua also released an official statement by chief operating officer JK Rozman Jaffar on Wednesday (9 Aug) regarding the dress code on their official Facebook page.

The statement stated the dress code etiquette is not aligned with their official guidelines and they are currently conducting an official investigation on the matter followed by corrective measures to avoid the same incident from happening.

Perodua also extends its apologies for any inconvenience caused.

 

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